Workers Compensation  

Workers Compensation is a state-regulated insurance system that provides covered employees with income and medical benefits if they are injured on the job or have a work-related injury or illness.  Except in cases of gross negligence, workers’ compensation insurance limits an employer’s liability if an employee brings suit against the employer for damages.  In Texas private employers can choose whether or not to carry workers’ compensation insurance coverage. 

Texas employers who do not carry workers’ compensation insurance coverage are required to report their non-coverage status and work-related injuries and illnesses to the Texas Department of Insurance, Division of Workers’ Compensation (TDI-DWC).  Employers are also required to notify their employees if they do not carry workers’ compensation insurance, failure to do so is an administration violation and may be subject to administrative penalties.

Employers who do carry workers’ compensation insurance coverage are required to report any work-related injuries and illnesses to their insurance carrier.  Employers that fail to meet these requirements commit an administrative violation and may be subject to administrative penalties.

• About Workers Compensation
• Information for Employers with Workers' Compensation Insurance Coverage
• Information for Employers without Workers' Compensation Insurance Coverage
• How a Workers Compensation Claim Works
• Employer Frequently Asked Questions (FAQs)
• Return to Work: Getting Your Employee Back to Work Safely
• Workers Compensation Health Care Networks
• Workplace Safety 
• Complaint Resolution

For additional information visit our FAQ  Have questions or would like a quote? Contact us at 281.909.1049 toll free 855.702.8079.